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Medical & Health

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Medical & Health

The right medical card for your budget and your hospitals, explained plainly, including what you don't need. Underwritten by AIA.

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Who this is for

Working adults without employer coverage
Parents adding children to a plan
Families upgrading from a basic card

What it typically covers

  • Hospitalisation & surgical, room and board, ICU, surgical fees
  • Annual limits sized to private hospital reality, not brochure optimism
  • Options for outpatient, specialist and follow-up treatment
  • Plans structured for individuals, couples and children
  • Honest matching, we tell you when a cheaper plan genuinely fits

Arranged under AMANA's licensed AIA life agency (code 3816Y), medical plans underwritten by AIA Bhd. Signed up through a licensed Life Planner; the Product Disclosure Sheet and policy contract prevail.

Common questions

Which hospital can I use?
Depends on the plan's panel, we start from the hospitals you'd actually go to (near home, near work) and match the card to them, not the other way around.
I'm healthy. Why now and not later?
Because underwriting happens at entry, every year you wait, premiums rise and any new condition becomes pre-existing. The best time is while you don't need it.

Get your quotation

One question at a time, your personalised quote via WhatsApp or email, usually the same day.