Who this is for
F&B and retail with customer footfall
Manufacturers and distributors of products
Contractors and service providers working at client sites
Architects and engineering consultants
Property management companies
What it typically covers
- Third-party bodily injury, slips, falls, food-related incidents
- Third-party property damage caused by your operations
- Product liability, injury or damage caused by products you sell or make
- Legal defence costs and expenses, in addition to compensation
- Cover at your premises and, where extended, at work sites
- Professional indemnity, negligence, errors and omissions in professional advice, design or management services
Liability limits are per-occurrence and aggregate, we'll explain both before you choose a limit.
F&BRetailManufacturingContractorsEventsEducationProfessional servicesProperty management
Common questions
How much cover do I need?
It depends on footfall, product risk and contract requirements, many landlords and main contractors now require RM1 million minimum. We'll size it to your real exposure.
Is this expensive?
Usually far less than owners expect, often a few hundred ringgit a year for a typical shoplot business. One claim pays for decades of premiums.
Does it cover my signboard falling on someone?
That's precisely the kind of claim this policy exists for, third-party injury arising from your premises.
Get your quotation
One question at a time, your personalised quote via WhatsApp or email, usually the same day.