Who this is for
Employers competing for talent
Companies with 40 employees and above
Businesses formalising HR benefits for the first time
What do employee benefits and group medical cover in Malaysia?
- Group hospitalisation & surgical, room and board, ICU, surgical fees
- Outpatient benefits where selected, GP and specialist visits
- Extension to legal spouse and children on eligible schemes
- Group term life and critical illness riders where structured
- Annual review against headcount, claims experience and budget
Group schemes are underwritten on headcount, age profile and claims history, quotes require an employee census.
ManufacturingTech & servicesLogisticsF&B chainsProfessional firms
Common questions
We're under 40 staff. Too small for group medical?
Not necessarily, smaller group schemes exist. What changes with size is pricing structure and underwriting; we'll tell you honestly what's available at your headcount.
Is this tax-deductible?
Group medical premiums for employees are generally a deductible business expense, confirm treatment with your tax adviser; we'll provide the documentation.
Can employees add family members?
On eligible schemes, yes, legal spouse and children, sometimes employee-paid. We'll structure the split that fits your budget.
Get your quotation
One question at a time, your personalised quote via WhatsApp or email, usually the same day.